Category Archives: Home Buying Tips



A Glimpse into How Property Taxes Work

How Property Taxes Work

Whether you are a brand-new homeowner, or you are thinking about buying your very first home, property taxes can be a little intimidating. Learning more about property tax and what affects the amount you will pay can help you make better decisions for your financial future. What is Property Tax? If you have never owned […]


Is a Biweekly Mortgage a Better Idea?

Bi Weekly Mortgage

When you think about the different types of mortgages, you probably think about the traditional 30-year versus 15-year options or maybe even the difference between fixed and adjustable rates. Recently, buyers have been showing more interest in the biweekly mortgage, which requires two smaller payments each month. Is this a better idea than a traditional […]





As Mortgage Rates Increase, Will Home Prices Decrease?

buyer looking at mortgage rates

As of December 8, mortgage rates have climbed to 4.13% for a 30-year fixed-rate mortgage. With the recent increase in interest rates, many people assume that home prices will decrease. After all, if fewer people are able to purchase a house due to higher mortgage rates, then the demand for homes (and therefore the price) should decrease. […]


Should You Pre-Pay Your Mortgage?

Maybe you got a big pay bump at work, or a family member has gifted you a large chunk of change. Whatever the reason, you’re suddenly able to pre-pay your mortgage—this means paying it off before your allotted time is up (say, 30 years). Pre-Paying Can Save You Thousands of Dollars When you pre-pay your […]


Can You Still Get a Loan with Minimal Documentation?

When it comes to getting a loan, there’s a laundry list of documents needed to be approved. From tax returns to credit statements, your lender needs complete access to your financial history. But it wasn’t always the case. Not too long ago, some lenders offered what are called “stated income loans.” More commonly referred to […]