After months of searching, you found the house of your dreams. You’ve crossed your t’s and dotted your i’s, and now closing day is fast approaching. Congratulations! Now what? Here is a bit of insight on how you can save a few headaches and keep the closing on track.
Keep Extra Money in Your Account
This is a must, as something unexpected can pop up during the closing that will require more money out of your pocket. With that in mind, hold off buying that new furniture set or pool table for the rec room until closing is done.
Do a Before-Closing Inspection
It is always a good idea, when possible, to walk through the property to make a list of any problems. See any issues? Take photos.
Utilities
Arrange in advance to have the water and electric meters read on closing day and the service switched to your name to prevent interrupted service. The same applies for the fuel tank.
And a few things to take along with you:
- Your loan commitment letter. Bring your loan letter along to verify loan approval in case of a mistake or misunderstanding with the lender.
- Your contract to purchase. Pull it out if something a little suspicious comes up.
- Your personal ID. A driver’s license or other personal identification will do.
Contact Us for More Information
As a Member of the Top 5 in Real Estate Network®, I have a wealth of real estate and homeownership information that may be of help to you. Feel free to contact me any time to learn more about this important information, and be sure to forward this article on to any friends or family that may be interested as well.